"We represent our clients, not just a company"


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Pinnacle Insurance Agency of Minnesota

10081 Dogwood St NW
Coon Rapids, MN 55448

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About Us

Pinnacle Insurance Agency of Minnesota, LLC is a locally owned Independent Agency specializing in personal and commercial lines property/casualty insurance.

At Pinnacle Insurance Agency of Minnesota we live our motto, “We Represent Our Clients, Not Just A Company”, by truly valuing the close relationships we have with our clients above all else. We do not work for a single insurance company, we work for you, the client, as Independent advisors to give you an unbiased variety of companies, options, and prices.

Our promise to our clients is that we will strive to serve their needs ethically, and with the utmost integrity in order for them to have the coverage they need, at a reasonable price, when they need it.



Mike began selling insurance over 35 years ago with Farmers Insurance. In 2008 he started Pinnacle Insurance giving him more opportunity to help people and to better serve his clients by giving them more options. This was the best decision he ever made. Mike has lived in the NW suburbs over 40 years with his wife Judi. Mike also enjoys golfing and building homes.



Troy’s energetic drive for success is tempered with the adage “Treat others as you would like to be treated.” In his effort to grow the agency, Troy realizes that a happy client is a long term client. While considering your insurance needs, Troy will find that A+ rated insurance carrier that is compatible with you and your expectations. Troy is endorsed by Dave Ramsey and believes it to be an honor and privilege to talk to and help those that follow Dave’s principles. In his free time, Troy loves spending time with his beautiful wife Sarah, as well as their 2 spirited children Taytum and Tye. Troy is a huge football fan who feverishly roots for the Minnesota Vikings, which, he candidly admits is quite sad and depressing.

Al Ancheta


Al has been an insurance agent since 1986. His extensive experience in the business is beneficial in his ability to represent his clients effectively. He is a member of the Cedar-East Bethel Lions Club, and is a founding member of the Northwest Suburban Chapter of Business Network International (BNI), the only $4 million Dollar Chapter in MN. His hobbies include golf, fishing, yoga and he also does a mean karaoke rendition of Louis Armstrong singing "It's a Wonderful World." Al resides in Andover.



Sarah started with Pinnacle Insurance in the Fall of 2015. She has a Bachelor’s in Human Resources and a P & C license. She is married to the tenacious Troy and has 2 children, Taytum and Tye. Sarah’s hobbies include chasing her kids, baking cupcakes, and pancakes. She’s also an avid weight lifter so she can enjoy eating the cupcakes and keep up with chasing her kids. Sarah has also been known to dabble in a little karaoke herself. – “Al, wanna spar?”



Chris started in the insurance industry in 1999, licensed in P & C, Life, and Health insurance. With over 16 years of insurance experience her knowledge is invaluable and she thrives on building relationships with each client. Chris is engaged to the life of the party, Kevin. She also has 2 young adult children and a dog named Brandi. Chris and Kevin love showing their classic cars at a variety of car shows throughout the year. They love boating, fishing, and spending time with family and friends at the cabin. Chris loves interior decorating, gardening, photography, and of course, talking all about street rods and hot rods.



Bree has worked with Pinnacle since June of 2015. She is always smiling and carries an upbeat, bubbly personality wherever she goes. Bree is the source of fun in our office as we can always count on her to make us smile! She is married with 2 kids (3 if you count her husband Mark). She enjoys spending evenings at her kids’ track meets or soccer and baseball games. As a family, they love to go to the cabin in Wisconsin any chance they get.